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Expanding Direct to Local Bank availability

Community Manager
Lena E Community Manager Member Since: Apr 7, 2015
1 of 28

Starting in April, we will be expanding Direct to Local Bank withdrawals to several additional countries. Freelancers located in these countries will now be able to utilize DLB as a withdrawal option to transfer funds in their local currency directly to their bank. For many, this could be the least expensive way to get paid because the cost per payment is only $0.99. Since the transfer is done using each country’s local network, incoming bank fees are usually reduced or eliminated.


New countries added:


  • Albania
  • Bosnia and Herzegovina
  • Egypt
  • Faroe Islands
  • Gibraltar
  • Greenland
  • Isle of Man
  • Israel
  • Jersey
  • Korea, South
  • South Africa
  • Tunisia
  • Turkey


Previously, because DLB wasn’t available in these countries, they were given a reduced rate on Payoneer and PayPal withdrawals. Since we are now able to offer this new, low-cost option, we are also updating the fees for e-wallet style payments in these countries. As of April 6th, 2020, PayPal and Payoneer withdrawal fees will increase from $1.00 USD to $2.00 USD per withdrawal, which is the same fee other freelancers pay who have the same payment options.


If you want to see what payment options are available to you today, click “Add a Payment Method” in the “Get Paid” section of your Upwork account (under “Settings”). For more information on Direct to Local Bank withdrawals see this help article.



Active Member
Shreif A Member Since: Sep 16, 2019
2 of 28

Thank you for what you gave us. Thank you for facilitating the completion of our affairs. Thank you for adding the option of withdrawing money to a local bank account. You are really a respectable management. Very grateful to you.

This news made me very happy that many freelancers can now withdraw money to a local bank account by April  HeartHeartSmiley Wink

Avery O Moderator Member Since: Nov 23, 2015
3 of 28

Hi Sherif, 

I'm glad to know that this news has given you something to look forward to. Thank you for your kind words!

~ Avery
Active Member
Shah F Member Since: Aug 19, 2020
4 of 28

I am new on upwork is there any limit for withdraw ? i mean if some one has $30 or $40 is he able to withdraw amount?

Community Guru
Petra R Member Since: Aug 3, 2011
5 of 28

Shah F wrote:

I am new on upwork is there any limit for withdraw ? i mean if some one has $30 or $40 is he able to withdraw amount?

Yes, if the money is under Available in the Reports Overview. and the freelancer has set up a withdrawal method and completed their tax info and isn't suspended.

You don't appear to have any earnings yet though?

Community Manager
Vladimir G Community Manager Member Since: Oct 31, 2014
6 of 28

Hi Shah,


If you're referring to Direct to Local Bank withdrawals, there's no limit in terms of the minimum amount you can withdrawal. The same is true for other withdrawal methods. A freelancer needs to make sure they withdraw an amount that is above the withdrawal fee on Upwork and possible incoming bank fees (they can check these fees with their bank). You can find more information in this Help article.

Ace Contributor
Badr E Member Since: Jul 11, 2016
7 of 28

Good news, thank you Upwork team Smiley Happy


But, i have a concern, the bad thing about withdrawing money from Upwork to local banks directly is the very low exchange rate they use, for example i'm from Morocco, 1 USD now is 10.14 MAD (source, but Upwork exchange rate is very low 1 USD = around 9.30 MAD. That's why i prefer to send my money to Payoneer for 2$ then send to my Local Bank that is linked to my Payoneer Card because the exchange rates are reasonable and always better than Upwork.


PS: I know Upwork uses a third party company to send money to local banks, i hope Upwork team willre-negotiate the deal with them for more reasonable exchange rates, right now that company is gaining too much money from low exchange rates.

Active Member
Wail F Member Since: Jun 2, 2020
8 of 28
Hey Badr,

Do you know how long DLB takes in Morocco? For example if I do the transfer on Monday when would I receive it?

Thanks in advance.
Active Member
Niko P Member Since: Jan 29, 2014
9 of 28

Is there any plan to add Georgia banks? (not state, country)

Avery O Moderator Member Since: Nov 23, 2015
10 of 28

Hi Niko, 


As of now, I do not have any information if Georgia will be added in the future. If ever this becomes available, we'll make sure to share it with the Community. 

~ Avery