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Not accepting VISA/MasterCard Debit Cards encourages clients to go offline with the freelancer



As a client, I want to use my company US debit card to pay the freelancers, but when adding it to my account, I get an unfriendly "We're sorry, but Upwork does not accept Prepaid or Gift Cards. Please try to add a different payment method." message.


Obviously the company card it is not a Gift / Prepaid card, but a regular debit card. I can understand that Upwork wants to have some sort of certainty that they want to be able to charge the client, but requesting a credit card seems distrustful on their part. 


And since using the company credit card is a bureaucratic nightmare (not to mention losing money on conversion), this only encourages me to go offline / off-Upwork with the freelancers that I hire, because I have enough complications in my daily business job, I don't need a financial complication as well. 


I just want to see other opinions on this subject. Maybe it's just me.

Community Manager
Community Manager

Hi Lucian,


I shared your issue with the rest of our team and one of our agents will reach out to you directly via a support ticket to assist you further.


As a gentle reminder, please note that taking paying your freelancers outside the platform is a serious violation of the Upwork's Terms of Service.


Thank you.

~ Aleksandar

Thank you Alexander, I know that, I seriously want to avoid going outside of Upwork.

I just hope that the platform enables us to collaborate in an efficient and safe way. Clients might just pass Upwork as a platform due to the card policy. 

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