Kelly B wrote:
I have a silver plan in AZ and I just love it. It's Ambetter. Best insurance I've ever had. In CO I had the same problem you have... EVERY doctor or hospital was out of network.
We had Golden Rule at one point and it seems their business plan is to deny every claim they get, knowing that the majority of people don't have the stamina or resources to fight. They didn't want to cover my husband's appendectomy and he was in a hospital union at the time. I would avoid them at all costs personally.
These are reasons why I don't even hate people who screw over insurance companies. I'd do it myself if I could or needed to and wouldnt' feel bad about it at all.