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Re: Insurance for Freelance Engineers/Product Designers?

Active Member
Mike L Member Since: Nov 7, 2018
1 of 6

Hello Upwork community,

 

I am a mechanical engineer and industrial designer looking to start doing freelance product design/Solidworks projects via Upwork. I've scoured this forum, and the internet, and I am still having one hell of a time finding professional liability insurance to cover me. The second I mention mechanical engineering, or any sort of mass produced consumer product, agents are confused or tell me no. Even agencies advertising policies that seem to be exactly what I need have been no help.

 

To get to my point, what are freelance engineers/designers/Solidworks people using for insurance? I am very hesitant to get started without covering myself.

 

Thanks much!

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Active Member
Simon P Member Since: Jun 28, 2019
2 of 6

I've been trying to find out the same thing. I'd love to know if anyone has any advice.

 

Active Member
Mike L Member Since: Nov 7, 2018
3 of 6

Simon -

 

I ended up getting a plan via Mercer. I believe I came across them via the ASME website.

 

Mike

Active Member
Esmeralda A Member Since: Oct 9, 2017
4 of 6
Hi Mike,

Did you set up a PII then? I am an architect and have been wondering about this myself. Is it mandatory when doing freelance online work or good practice?
Active Member
Mike L Member Since: Nov 7, 2018
5 of 6

I am not sure what an PII is, but I have an LLC, which my lawyer said should be enough to protect personal assets in case of a lawsuit. In the end, the insurance premium wasn't that bad and I figured it was the smart move.

Community Guru
Preston H Member Since: Nov 24, 2014
6 of 6

re: "Is it mandatory when doing freelance online work or good practice?"

 

No form of "insurance" is mandatory as far as Upwork rules are concerned.

 

Good practice? That's a different question entirely. And the answer is probably VERY dependent on what type of work you do.

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