You have to use your own PayPal account with the same email as your Upwork account. As you live in a country that doesn't allow PayPal, you will have to find another payment method. Any payment method you use has to be in your own name.
As Katrina already advised you, please note that Paypal is not an available payment method for all users, you will be able to select from an alternative payment method in your account payment options.
Also, please follow up with our team on this ticker in order to lift hold from your account, thank you!