I just wanted to ask, has Upwork considered creating their own payment method. Example you have Payoneer where we can transfer and get paid, how about an Upwork card so we can transfer and get paid, cutting out the middle person. So it would be a freelancer and Upwork, so when we get paid we can just transfer directly to out Upwork Visa/Mastercard. I'm sure this would be less fees for us, let me know i think this could be something good.
