Hi Md Ashifur,
We use different payment processors depending on location. However, I won't be able to provide further details about what payment processor is used. It can still take up to four business days for a Direct to Local Bank transfer to arrive.
I checked the transaction and can confirm that it was successful from our end. Please note that Direct to Local Bank transaction is processed within four business days. If the transaction still hasn't reflected on your account after eight business days, you can come back here, and we will assist you further. Please also take note that bank holidays both in the U.S, and your location may affect these withdrawals. In the meantime, please read up on this help article for more information about Direct to Local Bank Timings and Fees.
Dude I had the same issue, Normally it only takes 30-60 minutes to process. But it's been 3 days and i haven't received the payment to my local bank account.
I hope upwork team really put an effort to solve this issue.