Yep, I tried PayPal. In fact, I use only PayPal. The process is like this: Upwork -> PayPal -> Bank, which in turn transforms USD into EUR which then transforms EUR into RON. In this transformation process I lose over $200 per month. Unfortunately, PayPal doesn't offer me currency exchange from USD to RON when I use the Withdraw functionality. PayPal simply transfers the money with no exchange involved.
From PayPal website:
"PayPal will always provide information on transactions that include a currency conversion. The currency conversion rate will be displayed each time you:
- Withdraw funds in a non-local currency to your local bank account"
"There is no currency conversion for transactions where you:
- Withdraw funds in local currency to your local bank account"