This is a simple address change, not from one state or a country to another but a simple change of selling my house and moving 45 miles south.
Now I have changed the address to my bank account, debit and credit cards and UpWork seems to be fine with this since I get my money when I chose to pull out funds.
Am I going to get a surprise from UpWork when I make the address change?
I would recommend that you update your address so that it reflects the address noted on your financial accounts. If the team finds the need to clarify anything on your account, they will reach out to you through an email.