Paypal is one of the options available for you to use as a payment method on Upwork.The Form W-8BEN is a form used to confirm you’re not a U.S. taxpayer and that Upwork is not required to withhold taxes from your earnings. Once you file your Form W-8BEN, the system will activate your eligibility to access funds immediately.
To help you get started on Upwork, I encourage you to read through the freelancer section of this thread. If you have other questions or need assistance with, please let us know. We're here to help. Thank you!
Darling, just fill the form and send it back. It is to confirm that you are not a US citizen so they don't deduct tax from your earnings. You said you don't have any bank account and want to use PayPal only. You will eventually need a bank account if you want to use PayPal. How would you withdraw the money from PayPal? Also, PayPal has a limit for unverified accounts. If you exceed that limit, they will eventually ask for your ID, bank information, etc. So, you better open a bank account and link it to your PayPal.