Say I setup my get paid as "Direct to Local Bank" but then my account is maintained in another currency, would this be fine? Example, I am from Malaysia and I have a bank acct in our country, however, my bank acct is in USD, will there be any problem? Will I be charged the fee stated for a "Direct to Local Bank" payment?
I would like to confirm that you will be charged the Direct to Local Bank fee. However, please know that your withdrawal will be converted to your local currency first, before it is converted back to USD. As such, the conversion rates that will be used are the conversion rates available at the time the bank converts your remittance to your bank account.
Please note that exchange rates fluctuate during the day, which means the rate applied to your withdrawal depends on when we executed the transaction. Please keep in mind that the displayed exchange rate (on the email notification you receive) reflects the last exchange rate used by Upwork to convert USD to your currency. The actual rate used for each local currency transfer is available on the next business day when we process your transaction.