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If you're a freelancer whom the Internal Revenue Service (IRS) defines as a “U.S. Person” and earn money working with your client through Upwork, you need to report this income on your tax return.Please check this helpful article on Reporting Income from Upwork and some Exceptions. Let us know if may be of further assistance.
Thank you for your answer! I have done some research and asked around, and it looks like I understoo the system wrong. I can earn so much if I get SSDI and not get penalized, its only if I get SSI that I have to worry. I definitely don't want to do something illegal (I have a perfect record - I am just desperately struggling!) or something that would jeopordize my disability, so I am going to figure out which one I get and go from there.