Hey Mahmoud, The verification letter took only 9 days!!!!!!!!!!!! I do not know if i'm lucky to have it so fast. Also just before i receive the address verification letter i issued a ticket that i can not find the verification code for the 15$ and moneybookers replied today that if i sent them a screen shot of my bank statement they will verify my bank account too. So my advice is to do both ways, and i highly recommend the 15$ transfer as by doing it you would be sure that you entered all your data right. Also contact your bank, I only know CIB fees.