Thankk you so much for your response, I greatly appreciate it, I loved my payoneer card until now. I usually withdraw at the ncb atm but on 2 occasions, the atm decided not to give me my money. I check with NCB and they said they could not do anything, so I had to contact payoneer and it takes up to 90 days, now I'm out alot, while waiting on the dispute. But let me ask you as well, can can use other banks for the "Direct to loca bank" right, and what are the fees like when you do this and is the exchange rate better.
No doubt I will keep my payoneer card to withdraw my USD, I just hope I dnt have any more incidents like these, thank you so much again.