Any banks in India works well to get withdrawal from Upwork. Upwork charges are 1.99 USD per withdrawal in case of bank and 1.00 USD in the case of PayPal. However, PayPal also charges from money received when we withdraw from PayPal to the bank, hence it's better to decide for you which option works well, it may also different for the different amount of withdrawal.
I have both, but I choose bank withdrawal always because it only cost me once and it gives money to the bank directly which saves time I think.
another fact, some people says, PayPal gives good conversation value then upwork. I never cross check on it, you may try.