馃悎 Community
Support Manage how you get paid Withdrawal Methods Direct to local bank
Page options

Set up Direct to Local Bank withdrawals

 

Direct_to_local_bank.png

  1. Go to Settings and select Get Paid
  2. Select Add Method
  3. Choose your preferred method and select Set Up
  4. Enter your bank account details, including bank codes (found below)
  5. Choose a payment schedule and select Next

 

Here's what you need to know

 

- Your new payment method will become active in three days for security reasons.

- Make sure the name on your bank account matches your verified name on Upwork. Contact support if there鈥檚 a name mismatch or to add a new payment method.

- Enter your bank information accurately, including bank codes to avoid failed transfers or delays. If the Name on Account field exceeds the character limit, contact your bank for an appropriate abbreviation.

- If you're unsure about the accuracy of your bank information or encountered an error, contact your bank.

- Upwork charges $0.99 per Direct to Local Bank withdrawal. Other restrictions, timing regulations, and fees vary depending on your bank.

 

Timing and Fees

 

Getting your funds is usually simple, but there are rules we must follow. Direct to Local Bank payments may vary in timing, fees, and restrictions depending on your country or bank.

 

Timing

- Payments take up to seven business days to arrive at your bank.

- Same-day processing cutoff time is 12:00 pm (noon) UTC. Transfers after that will be processed the next business day.

- Bank holidays in the U.S. or your country can delay your funds.

 

Fees

- The cost per withdrawal direct to your local bank is $0.99 (plus incoming fees at some banks).

- Sending funds in your local currency may reduce or eliminate incoming bank fees.

- Currency conversion is done by Upwork's banking partner at the time of transfer. You can check the last exchange rate used on the manual withdrawal form.

 

Restrictions

- You must be listed as an account holder or authorized signer on your bank account.

- Ensure the name on your bank account matches your verified name on Upwork.

- If your bank asks for a Certificate of Earnings, download one from your Reports tab.

 

Bank Codes: Setting up your Direct to Local Bank account on Upwork may require a bank code. Bank codes differ by country; look in the list below look for to find yours. If you鈥檙e unsure or don鈥檛 see one that corresponds to your situation, you can check with your local bank for the most accurate information.

 

Check the list below for country-specific transaction limits and restrictions, and bank codes. 

 

 


Argentina 

The limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $3,000

Argentinian authorities may apply some income tax retention to incoming remittances as follows:

- AFIP Income Tax Retentions (Administraci贸n Federal de Ingresos P煤blicos): Taxes are withheld based on your AFIP tax category.

- ARBA (Agencia de Recaudaci贸n de la Provincia de Buenos Aires): Recently, Argentinian authorities have introduced ARBA tax withholdings. The ARBA tax is gross income withholdings of electronic commerce, specifically in Buenos Aires; the rates vary between 0.20% and 3.5%. You may see some taxes being withheld.

 

Bank Code: The C贸digo 脷nico de Identificaci贸n Tributaria (CUIT) and C贸digo 脷nico de Identificaci贸n Laboral (CUIL) are Argentina's tax identification numbers. Both are provided by the government and are 11-digit numbers.

To find your CUIT and CUIL, you can contact your local government office or tax authority.

 


 

Australia

Bank code: A BSB code is the Bank/State/Branch number, and it鈥檚 the popular term for a Bank Identifier Code (BIC) used among banks in Australia to transfer funds. It鈥檚 a six-digit code identifying your city, bank, and branch.

To find your BSB code, look at your monthly or quarterly bank statement. If you're unsure you have the right code, call your bank to confirm.

Each bank's individual branch has its own BSB code, so it's a good idea to check with your bank to make sure you use the correct code. If you provide us with the BSB code of your bank's head office, your payment will get routed to your branch based on your account number and account holder information. However, this extra step might result in a delay in receiving your funds, so we encourage you to make sure you provide us with your branch's correct BSB code.

 


 

Bangladesh

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $10,000

 


 

Benin

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $20,000

 


 

Brazil

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $8,000 

Bank codes: The Cadastro de Pessoas F铆sicas (CPF) is the Brazilian individual taxpayer registry identification number. It鈥檚 an 11-digit number and can be found on your CPF card.

You'll also need the branch number of your bank to register for Direct-to-Local Bank payments. The branch number is 4 or 5 digits with the format 0000 or 0000-0. Please confirm with your bank the correct branch number to use.

Check the list for your local bank to identify your bank code.

Bank Code

Bank

654

BANCO A.J. RENNER S.A.

246

BANCO ABC BRASIL S.A.

075

BANCO ABN AMRO S.A.

121

BANCO AGIBANK S.A.

025

Banco Alfa S.A.

107

Banco BBM

318

BANCO BMG S.A.

237

BANCO BRADESCO S.A.

218

BANCO BS2 S.A.

208

BANCO BTG PACTUAL S.A.

336

Banco C6 S.A.

320

BANCO CCB BRASIL S.A.

745

Banco Citibank

748

BANCO COOPERATIVO SICREDI S.A.

003

BANCO DA AMAZONIA S.A.

707

BANCO DAYCOVAL S.A.

001

BANCO DO BRASIL S.A. - BB

047

BANCO DO ESTADO DE SERGIPE S.A. BANESE

037

BANCO DO ESTADO DO PARA S.A.

041

BANCO DO ESTADO DO RIO GRANDE DO SUL S.A. BANRISUL

004

BANCO DO NORDESTE DO BRASIL S.A.

653

BANCO INDUSVAL S.A.

077

BANCO INTER

243

Banco Maxima

389

BANCO MERCANTIL DO BRASIL S.A.

746

BANCO MODAL S.A.

212

Banco Original S.A.

623

Banco Pan

633

BANCO RENDIMENTO

422

BANCO SAFRA S.A.

033

BANCO SANTANDER S.A.

637

BANCO SOFISA S.A.

464

Banco Sumitomo Mitsui Brasileiro

655

BANCO VOTORANTIM S.A.

756

BANCOOB

021

BANESTES S.A. BANCO DO ESTADO DO ESPIRITO SANTO

250

BCV

070

BRB - BANCO DE BRASILIA S.A.

104

CAIXA ECONOMICA FEDERAL - CEF

136

CONFEDERACAO NACIONAL DAS COOPERATIVAS CENTRAIS UNICRED

085

COOPERATIVA CENTRAL AILOS

403

CORA SOCIEDADE DE CREDITO DIRETO S.A.

133

CRESOL CONFEDERACAO

364

Gerencianet S.A.

399

HSBC Bank Brasil - Banco Multiplo

341

ITAU UNIBANCO S.A.

323

MERCADO PAGO

260

NUBANK - NU PAGAMENTOS S.A.

290

Pagseguro Internet S.A.

254

PARANA BANCO S.A.

197

Stone Payments S.A.

084

UNIPRIME - COOPERATIVA DE CREDITO DO NORTE DO PARANA

099

UNIPRIME Central

 


 

Canada

Bank codes: A transit number is the Bank Identifier Code (BIC) used among banks in Canada to transfer funds. It is composed of a three-digit financial institution number which identifies your bank, and a five-digit transit number that identifies your specific bank branch.

Regulated by the Canadian Payments Association, Canadian transit numbers for paper transactions like checks appear in this format: XXXXX-YYY. XXXXX is a branch number, and YYY is an institution number.

For Electronic Fund Transactions (EFT), the format includes a leading zero, the institution number, then the branch number, all with no hyphens.

For example, if a check shows the transit number as XXXXX-YYY, the corresponding EFT code is 0YYYXXXXX.

You can find your financial institution number and transit number on your bank statement or on your checks.

Account Number: Your CAD bank account number should only include your account number; your bank account number should not include your transit number prefixed. Please contact your bank to confirm your bank account number. 

 


 

Chile

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $5,000

Bank codes: The Rol 脷nico Tributario (RUT) is the national identification number in Chile. It is typically 7-8 digits + 1 character numeric or alphanumeric (format: x.xxx.xxx-z or xx.xxx.xxx-z, dots and dash are optional).

You can find this number on your driver's license or other official identification card. Your number is required to set up Direct-to-Local Bank transfers to Chile.

 


 

Ethiopia

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $10,000

 


 

Ghana

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $20,000

 


Guatemala

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $500

 


 

India

Bank codes: An IFSC is an Indian Financial System Code, and it鈥檚 the popular term for a Bank Identifier Code (BIC) used among banks in India to transfer funds. It is an 11-digit code identifying your country, city, bank, and branch. Your bank's IFSC is typically found on your checkbook, or through the RBI website.

Each bank's individual branch has its own IFSC, so check with your bank to make sure you use the correct code. If you provide us with the IFSC of your bank's head office, your payment will get routed from it to your branch based on your account number and account holder information. However, this extra step might result in a delay in receiving your funds, so we encourage you to make sure you provide us with your correct branch IFSC.

 


 

Indonesia

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $10,000 

 

Check the list for your local bank to identify your bank code.

Bank

SWIFT/RTGS

Bank Code

Branch Code

BANGKOK BANK

BKKBIDJA

40

309

BANK ACEH SYARIAH

SYACIDJ1

116

9924

BANK AGRIS

IBKOIDJA

945

305

BANK AMAR INDONESIA

LOMAIDJ1

531

12

BANK ANDARA

RIPAIDJ1

466

19

BANK ANTAR DAERAH

ANTDIDJD

88

13

BANK ANZ INDONESIA

ANZBIDJX

61

306

BANK ARTHA GRAHA INT

ARTGIDJA

37

28

BANK ARTOS INDONESIA

ATOSIDJ1

542

12

BANK BISNIS INTERNATIONAL

BUSTIDJ1

459

11

BANK BNP PARIBAS

BNPAIDJA

57

307

BANK BTPN SYARIAH

PUBAIDJ1

547

17

BANK BUKOPIN

BBUKIDJA

441

10

BANK BUMI ARTA

BBAIIDJA

76

10

BANK CAPITAL INDONESIA

BCIAIDJA

54

308

BANK CENTRAL ASIA

CENAIDJA

14

12

BANK CENTRATAMA NASIONAL

CNBAIDJ1

559

10

BANK CIMB NIAGA

BNIAIDJA

22

26

BANK CIMB NIAGA SYARIAH

SYNAIDJ1

22

9920

BANK COMMONWEALTH

BICNIDJA

950

307

BANK CTBC INDONESIA

CTCBIDJA

949

307

BANK DANAMON

BDINIDJA

11

42

BANK DANAMON UU SYARIAH

SYBDIDJ1

11

9920

BANK DBS INDONESIA

DBSBIDJA

46

307

BANK DINAR

LMANIDJ1

526

10

BANK DKI

BDKIIDJA

111

12

BANK DKI UU SYARIAH

SYDKIDJ1

111

9916

BANK FAMA

FAMAIDJ1

562

29

BANK GANESHA

GNESIDJA

161

17

BANK HARDA

HRDAIDJ1

567

11

BANK HSBC INDONESIA

HSBCIDJA

87

10

BANK ICBC

ICBKIDJA

164

58

BANK INA PERDANA

INPBIDJ1

513

14

BANK INDEX SELINDO

BIDXIDJA

555

18

BANK JABAR BANTEN SYARIAH

SYJBIDJ1

425

18

BANK JASA JAKARTA

JSABIDJ1

472

14

BANK JATENG

PDJGIDJA

113

348

BANK JATENG UU SYARIAH

SYJGIDJ1

113

9925

BANK JATIM

BJTMIDJA

114

11

BANK JATIM SYARIAH

SYJTIDJ1

114

9928

BANK JPMORGAN CHASE

CHASIDJX

32

308

BANK JTRUST

CICTIDJA

95

11

BANK KALBAR SYARIAH

SYKBIDJ1

123

9922

BANK KALIMANTAN TIMUR

PDKTIDJA

124

18

BANK KALSEL SYARIAH

SYKSIDJ1

122

9929

BANK KALTIM SYARIAH

SYKTIDJ1

124

9925

BANK KEB HANA

HNBNIDJA

484

17

BANK KESEJAHTERAAN EKONOMI

KSEBIDJ1

535

14

BANK MANDIRI

BMRIIDJA

8

17

BANK MANDIRI TASPEN POS

SIHBIDJ1

564

12

BANK MASPION

MASDIDJ1

157

18

BANK MAYAPADA

MAYAIDJA

97

17

BANK MAYBANK

IBBKIDJA

16

131

BANK MAYBANK UU SYARIAH

SYBKIDJ1

16

9925

BANK MAYORA INDONESIA

MAYOIDJA

553

12

BANK MEGA

MEGAIDJA

426

121

BANK MESTIKA DHARMA

BMDMIDJA

151

10

BANK MIZUHO

MHCCIDJA

48

303

BANK MUAMALAT

MUABIDJA

147

11

BANK MULTIARTA SENTOSA

BMSEIDJA

548

10

BANK NAGARI

PDSBIDSP

118

13

BANK NAGARI SYARIAH

SYSBIDJ1

118

9920

BANK NATIONALNOBU

NOBUIDJA

503

17

BANK NEGARA INDONESIA

BNINIDJA

9

10

BANK NET INDONESIA SYARIAH

NETBIDJA

947

302

BANK NUSANTARA PARAHYANGAN

NUPAIDJ6

145

15

BANK OCBC NISP

NISPIDJA

28

24

BANK OCBC NISP SYARIAH

SYONIDJ1

28

9928

BANK OF AMERICA

BOFAID2X

33

301

BANK OF CHINA

BKCHIDJA

69

300

BANK OF INDIA INDONESIA

BKIDIDJA

146

47

BANK OF TOKYO MITSUBISHI UFJ

BOTKIDJX

42

305

BANK PANIN DUBAI SYARIAH

ARFAIDJ1

517

16

BANK PERMATA

BBBAIDJA

13

475

BANK PERMATA UU SYARIAH

SYBBIDJ1

13

9926

BANK QNB INDONESIA

AWANIDJA

167

15

BANK RAKYAT INDONESIA

BRINIDJA

2

307

BANK RESONA PERDANIA

BPIAIDJA

47

300

BANK ROYAL INDONESIA

ROYBIDJ1

501

11

BANK SAHABAT SAMPOERNA

BDIPIDJ1

523

11

BANK SBI

IDMOIDJ1

498

16

BANK SHINHAN INDONESIA

SHBKIDJA

152

13

BANK SINARMAS

SBJKIDJA

153

16

BANK SINARMAS SYARIAH

SYTBIDJ1

153

9923

BANK SULSEL SYARIAH

SYWSIDJ1

126

9947

BANK SUMSEL BABEL UUS

SYSSIDJ1

120

9923

BANK SUMUT

PDSUIDSA

117

10

BANK SUMUT SYARIAH

SYSUIDJ1

117

9927

BANK SYARIAH BUKOPIN

SDOBIDJ1

521

31

BANK SYARIAH INDONESIA

BSMDIDJA

451

17

BANK SYARIAH MEGA

BMSIIDJA

506

16

BANK VICTORIA INTERNATIONAL

BVICIDJA

566

18

BANK VICTORIA SYARIAH

SWAGIDJ1

405

72

BANK WOORI SAUDARA

HVBKIDJA

212

1

BANK YUDHA BHAKTI

YUDBIDJ1

490

12

BCA SYARIAH

SYCAIDJ1

536

17

BPDBALI

ABALIDBS

129

13

BPDBANTEN

EKSTIDJ1

558

17

BPDBENGKULU

PDBKIDJ1

133

12

BPDDIY

PDYKIDJ1

112

15

BPDDIY UNIT USAHA SYARIAH

SYYKIDJ1

112

9922

BPDJABAR DAN BANTEN

PDJBIDJA

110

19

BPDJAMBI

PDJMIDJ1

115

14

BPDKALIMANTAN BARAT

PDKBIDJ1

123

15

BPDKALIMANTAN SELATAN

PDKSIDJ1

122

12

BPDKALIMANTAN TENGAH

PDKGIDJ1

125

11

BPDLAMPUNG

PDLPIDJ1

121

51

BPDMALUKU

PDMLIDJ1

131

16

BPDNTB

PDNBIDJ1

128

10

BPDNTT

PDNTIDJ1

130

13

BPDPAPUA

PDIJIDJ1

132

19

BPDRIAU

PDRIIDJA

119

16

BPDSULAWESI SELATAN

PDWSIDJ1

126

27

BPDSULAWESI TENGAH

PDWGIDJ1

134

15

BPDSULAWESI TENGGARA

PDWRIDJ1

135

18

BPDSULAWESI UTARA

PDWUIDJ1

127

17

BPDSUMSEL DAN BABEL

BSSPIDSP

120

16

BTN

BTANIDJA

200

150

BTN SYARIAH

SYBTIDJ1

200

9928

CITIBANK

CITIIDJX

31

305

DEUTSCHE BANK

DEUTIDJA

67

304

MNC BANK

BUMIIDJA

485

10

PANIN BANK

PINBIDJA

19

17

PRIMA MASTER BANK

PMASIDJ1

520

12

PT AGRONIAGA BANK

AGTBIDJA

494

14

PT BANK BTPN TBK

SUNIIDJA

213

101

PT BANK CHINA CONSTRUCTION

MCORIDJA

36

300

PT. BANK UOB INDONESIA

BBIJIDJA

23

16

STANDARDCHARTERED

SCBLIDJX

50

306

 


 

Jamaica

If you are in Jamaica, you may need to file a deposit authorization form.

 

Check the list for your local bank to identify your bank code.

Jamaica Bank Codes

Bank code

Bank

002

Bank Of Nova Scotia Jamaica Ltd

026

Citibank N.A.075 - First Global Bank Limited

010

FirstCaribbean International Bank

062

JMMB Bank

050

JN Bank

077

National Commercial Bank Jamaica Limited

334

PanCaribbeanBank Limited

081

Sagicor Bank Jamaica Limited

 

Bank Of Nova Scotia Jamaica Ltd Branch Codes

Bank code

Bank

20115

Browns Town

00125

Christiana

00265

Savanna-La-Mar

01305

Falmouth

09225

Private Banking

10215

Montego Bay

18465

University Of W.I

20255

St. Ann's Bay

21345

Lucea

21725

Constant Spring Financial Centre

22475

Junction

30015

King Street

30205

May Pen

36525

Sj Building Society

 

National Commercial Bank Jamaica Limited Branch Codes

Bank code

Bank

00001

Operations Centre

00002

Card Centre - Issuing

00003

Human Resources

 


 

Japan

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $8,500

 


 

Kenya

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $5,000 - $20,000

 


 

Malaysia 

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $50,000

Bank codes: The National Registration Identity Card Number (NRIC) is a 12-digit registration ID number in Malaysia. You can find yours on your official identity documents (such as MyKad). Please omit any dashes.

If you do not have an NRIC, please confirm with your local bank which identification number you should enter in this field.

 


 

Mexico

Bank codes: The CLABE (Clave Bancaria Estandarizada) is a banking standard for bank account structure in Mexico. The CLABE is 18 digits and includes the structure: 3-digit bank code + 3-digit branch office code + 11 digits bank account number + 1-digit control.

For example, if your details are:

- Bank code: 123

- Branch office code: 234

- Bank account number: 55667788991

- Control number: 7

- Your CLABE = 123234556677889917

When you set up your payment method, you will need to enter the CLABE as your account number. We will use the CLABE to route your funds correctly. If you are unsure what your CLABE is, please contact your bank.

 


 

Morocco

Check with your bank for any further details. Minimum: 100 MAD

 


 

Nepal

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $4,500

 


 

Nigeria 

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details. 

Limit: $3,000

 

Check the list for your local bank to identify your bank code.

Bank Code

Bank

707

Abbey Mortgage Bank

044

Access Bank PLC

704

AG Mortgage Bank

401

Aso Savings and Loans Plc

023

Citibank

599

Coronation Merchant Bank

063

Diamond Bank

050

Ecobank Nigeria Plc

084

Enterprise Bank

232

Equitorial Trust Bank

413

FBN Mortgage Limited

705

FBN Quest Merchant Bank

070

Fidelity Bank

085

Finbank

011

First Bank of Nigeria

214

First City Monument Bank Plc

601

FSDH Merchant Bank

706

Gateway Mortgage Bank

058

Guaranty Trust Bank

030

Heritage Bank

415

Imperial Homes Mortgage Bank

069

Intercontinental Bank

301

JAIZ Bank

402

Jubilee Life Mortgage Bank

082

Keystone Bank

90267

Kuda Bank

735

Lagos Building Investment Company

014

Mainstreet Bank

998

NIBSS Psuedo Bank

742

NOVA Merchant Bank

056

Oceanic Bank

502

Parallex

076

Polaris Bank Limited

101

Providus Bank

403

SafeTrust Mortgage Bank

221

Stanbic IBTC Bank

068

Standard Chartered Bank of Nigeria

232

Sterling Bank Plc

100

Sun Trust Bank

523

Trustbond Mortgage

032

Union Bank of Nigeria Plc

033

United Bank for Africa Plc

215

Unity Bank Plc

035

Wema Bank Plc

057

Zenith International Bank Plc

 


 

Pakistan

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details. 

Limit: $8,999

 


 

Philippines

Bank codes: A BRSTN code is the Bank Routing Symbol Transit Number, and is the popular term for a Bank Identifier Code (BIC) used among banks in the Philippines to transfer funds. It is a nine-digit code identifying your country, city, and bank. 

When you set up direct to local bank payments, you will need to enter your bank's head office BRSTN code. We will use your account number and account holder information to route funds to your local branch. Subsidiary banks all use this same head office BRSTN code. If you enter your local branch's BRSTN code, you will get an error message.

 

Check the list for your local bank to identify your bank code.

BRSTN

Bank

011020011

Asia United Bank

010700015

Australia - New Zealand Bank

010530667

Banco De Oro

010670019

Bangkok Bank Public Co., Ltd.

010120019

Bank of America, N. A.

011140014

Bank of China

010440016

Bank of Commerce

010040018

Bank of the Philippine Islands (BPI)

010100013

China Banking Corporation

010690015

Chinatrust Commercial Bank Corp.

010070017

Citibank, N. A.

010650013

Deutsche Bank

010590018

Development Bank of the Philippines

010620014

East-West Banking Corporation

010860010

Export and Industry Bank

010060014

Hongkong and Shanghai Banking Corp.

010720011

JP Morgan Chase Bank

010710018

Korea Exchange Bank

010350025

Landbank of the Philippines

010220016

Maybank Philippines, Inc.

010269996

Metropolitan Bank and Trust Company

010640010

Mizuho Corporate Bank, Ltd.

010110016

Philippine Bank of Communications

010080010

Philippine National Bank (PNB)

010090039

Philippine Trust Company

010330016

Philippine Veterans Bank

010280014

Rizal Commercial Banking Corp.

010140015

Security Bank Corporation

010460012

The Bank of Tokyo Ltd

010050011

The Standard Chartered Bank

010419995

Union Bank of the Philippines

010299995

United Coconut Planters Bank

010270341

United Overseas Bank Philippines

 


 

Russia

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $9,000

Bank codes: The RUBIK is a 9-digit bank identification number in Russia. The form will require you to select whether your bank account is a corporate or personal account. 

If your account is a corporate account, you will need to complete all fields, including the INN and the KPP fields. The INN is a tax identification number. This should be 10 digits or 12 digits. The KPP is the tax registration reason code. This should be 9 digits or have the format 0000PP000 (P could be a digit or capital Latin letter).

If your bank account is a personal account, you must complete all fields except the INN and KPP fields.

 


 

Senegal

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $2,000.

 


 

Sri Lanka

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $13,000

 


 

Thailand

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $10,000

 

Check the list for your local bank to identify your bank code.

Bank Code

Bank

002

Bangkok Bank Public Company Ltd.

004

Kasikornbank Public Company Ltd.

006

Krung Thai Bank Public Company Ltd.

011

TMB Bank Public Company Limited

014

Siam Commercial Bank Public Company Ltd.

017

Citibank, N.A.

020

Standard Chartered Bank (Thai) Public Company Limited

022

CIMB Thai Bank Public Company Limited

024

United Overseas Bank (Thai) Public Company Limited

025

Bank Of Ayudhya Public Company Ltd.

030

The Government Savings Bank

031

The Hongkong And Shanghai Banking Corporation Ltd.

033

The Government Housing Bank

034

Bank for Agriculture And Agricultural Cooperatives

039

Mizuho Bank, Ltd. Bangkok Branch

065

Thanachart Bank Public Company Ltd.

066

Islamic Bank Of Thailand

067

Tisco Bank Public Company Limited

069

Kiatnakin Bank Public Company Limited

070

Industrial and Commercial Bank of China (Thai) Public Company Limited

071

The Thai Credit Retail Bank Public Company Limited

073

Land and Houses Public Company Limited

 


 

Togo

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details. 

Limit: $20,000

 


 

United Kingdom

Bank codes: A sort code is the Bank Identifier Code (BIC) used among banks in the United Kingdom to transfer funds. It鈥檚 a six-digit number that identifies your bank. 

You can find your sort code on your bank statement or on your checks. If you're unsure you have the right code, call your bank to confirm.

 


 

United States

Bank codes: An ABA routing number is a nine-digit number that the American Banking Association assigns to financial institutions andare required for ACH transfers*. 

To find your bank's ABA routing number, look at the bottom of your check for a group of nine digits. If you鈥檙e having trouble, you can call or visit your online account.

*ACH transfers are only available to freelancers who are U.S. Persons and whose bank accounts have an ABA routing number. All others must select another payment method.

 


 

Vietnam

Limits below are listed in U.S. Dollars (USD). Check with your bank for any further details.

Limit: $11,000

 


 

SWIFT Bank Codes

Setting up your Direct to Local Bank account on Upwork may require a bank code. Bank codes differ by country; look in the list below look for to find yours. If you鈥檙e unsure or don鈥檛 see one that corresponds to your situation, you can check with your local bank for the most accurate information.

 

A SWIFT code is a popular term for a Bank Identifier Code (BIC). SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication. It is an eight- or 11-digit code that identifies your country, city, bank, and (11-digit only) branch.

 

Eight-digit SWIFT codes: This will show the address of the bank's headquarters rather than your local branch. Your bank will then use your account number to get your funds to you.

 

11-digit SWIFT codes: May be required if your bank has several branches. When you set up your bank account as a payment method, enter all 11 characters unless the last three digits are XXX. Some banks will provide an 11-digit SWIFT code ending in XXX. This is a placeholder used by systems that don't accept eight-digit SWIFT codes and can be omitted from the form.

 

Ask your bank for the SWIFT code and bank account number you'll need to receive an incoming transfer. The SWIFT organization offers a lookup service. However, the best way to ensure proper routing of your funds is usually to contact your bank directly.

SWIFT Code Troubleshooting

When you enter a SWIFT code on the wire transfer registration form we check it against our bank's database and show you what we found. 

If something doesn't match:

  1. Check the SWIFT code you entered for typos
  2. Check with your bank to ensure you have the correct SWIFT code
  3. Check with your bank to ensure you have their correct SWIFT-registered name and address

Name 鈥 Sometimes, your bank's officially-registered name isn't the same as its operating name.

Address 鈥 Some banks will give you a SWIFT code for their headquarters or parent branch location and then use your bank account to get you your funds.

 

If the bank name or address isn't correct:

- You may update the bank name or address information (but not both). Choose "Not your bank or branch?" to enter it manually.

- Always confirm the SWIFT code, bank name, and bank address with your bank before entering changes manually. Only do this if you're 100% certain you have the SWIFT code correct and believe our database is out of date (for example, if your branch recently moved to a new location or changed names).

 

If the bank isn't found or the bank name and address aren't correct: Contact Customer Support by going here if you're certain you have the correct SWIFT code, but our database isn't finding the correct bank.