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Kenya

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Frequent Visitor
Francis K Member Since: Jun 7, 2017

Haey everyone, is here anyone from Kenya? I would like to know which payment method you use?

25 REPLIES 25
Moderator
Vladimir G Moderator Member Since: Oct 31, 2014

Hi Francis,

 

Hopefully other freelancer from Kenya follow up soon with advice but in the meantime I'd suggest checking M-Pesa payment option, which does seem to be a payment method of choice for Kenyan freelancers.

Active Member
Timothy M Member Since: Sep 23, 2016

Yes, Mpesa is a good choice. It is fast, you can get your money within 2 hours. The transfer rate from US dollars to Kenyan shillings as used by Upwork is however questionable. Before Upwork cancelled Skrill transactions, I would get a much better rate than what I get now directly from Upwork.

Frequent Visitor
Duncan K Member Since: Sep 27, 2018

hello Timothy am a newbie in upwork..some general advise on this to be markatable for jobs..kindly

 

Active Member
Alan H Member Since: Jun 29, 2017

Mambo Francis,

I've only just signed up with Upwork and am awaiting approval so have nothing to report yet.


Fortunately, I already have a PayPal account which will be my primary payment method.
However, I will also explore using my Kenyan bank account for direct payments and hopefully mPesa to avoid bank charges.

What has been your experience so far?
I'll keep you (and anyone else that discovers this thread) posted.

Community Guru
MERCY N Member Since: May 6, 2015

Alan H: Fortunately, I already have a PayPal account which will be my primary payment method.

 

PayPal may serve you well as a merchant or when you are transacting from some parts of the world, but from my own experience, as a freelancer from Kenya, it'd be my last resort. It's still holding my money - almost $500 - since time immemorial (almost a year!). Wasn't earnings from Upwork, though. 

 

Since MPESA has become part of our lives as long as you are resident in Kenya, and you need not do a thing to have it work for you at Upwork, I'd advise you make it your default money transfer method. Alternatively, include it as a choice in the payment options section.

 

For one, with MPESA, charges are fixed irrespective of the amount involved - $0.99 (as opposed to PayPal that deals with percentages). And if you are thinking of security, MPESA is secure. Equity has a good service as well, and it was my best option before MPESA came into the picture, but MPESA beats it in speed. The bank promises payment within 3days, though I must say my money reaches me in just a couple of hours. If I make my withdrawal, say, 3am (which I sometimes do), my money is in the bank within the first hour of banks opening - meaning 9am. And even for those who receive theirs in 3days, it isn't such a long waiting period. 

 

When MPESA came to Upwork, they promised to make funds available within 2hrs or so of your withdrawal, but that seemed to have lasted a week or two, and things became even better. It takes me about 10min after withdrawal to hear the 'ping' that alerts me my money is in my MPESA account and available for use. Let's say, when you use MPESA on Upwork, it's as if you are transacting from within the country, either from a retail agent or from a local bank. Long live MPESA!Cat Happy

 

Oh, yes - about the rates.

 

Timothy M: The transfer rate from US dollars to Kenyan shillings as used by Upwork is however questionable.

 

Upwork is taking care of us by monitoring the rates the agents give us. So, one of these days you may see some amount sent into your MPESA account to make up for past transactions done at lower rates than you deserved. Of course discrepancies for individual transactions may be minimal in absolute figures, so Upwork does a review for a certain period and not on a day-to-day basis. I've been a beneficiary. 

 

 

Active Member
Kiprotich P Member Since: Feb 13, 2017
Great Advice Mercy N
Frequent Visitor
Eric J Member Since: Jun 30, 2017
MPESA is the best payment method that I can advice, try it but in case of any challenges just use a PayPal account
Frequent Visitor
Redfern O Member Since: Dec 5, 2017

What are the exchange rates in Mpesa. How much is 1 USD in Ksh?

Frequent Visitor
Leah W Member Since: Jul 11, 2017

Wire Transfer and MPesa work just fine