work without bank account

[#1]

I haven't open my bank account yet. it will take a couple of days to open my bank account... m i eligible to submit a proposal ??? please help

[#2]

Hi Shobha,

Do you have a Paypal account? You can link to your Paypal if you want. Yes you should be able to apply to jobs as in the event of you getting hired, it will take a while for your funds to be processed whether it's a fixed rate contract or an hourly job.

I recommend you read up on how Upwork payments work etc. 

[#3]

Hi Joëlle O

if I'm working but have not set any payment method, will my money be safe like in some kind of Upwork Account or I'd not be able to take my hard earned money.

[#4]

Hi Muhammad, 

Upwork is not a bank account, and will be unable to store your earnings indefinitely. Please update your account with your payment method information once you have a bank account, or a Paypal/Payoneer account setup. 

[#5]

hi can i still get my earning after  1year  of not claiming it ?

[#6]

Hi Marlon,

Thank you for reaching out to us with this question. Upwork is not able to keep freelancers' funds indefinitely, so after 180 days funds on freelancer Upwork account will be sent to their withdrawal method automatically. 

Thank you.

[#7]

Well it's getting so that PayPal won't let you set up an account without a verified bank account, so that's out if you can't set up a bank account in any way, shape or form because you can't get a Social Security number because Social Security won't accept passports as your only proof of identity which they're supposed to. 

[#8]

Your ability to send a proposal is based on your profile status... whether it is approved and active or not.

It is not based on your payment withdrawal method being ready or not. People can submit proposals and can earn money without having a valid payment withdrawal method in place.

Your payment withdrawal method does NOT need to be a bank account. PayPal and other methods can be used. Read this:

Select how You Get Paid

[#9 · Accepted solution]

The only reason you need to set up a payment method (such as a bank account) is to withdraw the money you earned. When it comes to job postings with a verified billing method, the money is held in Escrow before they are finally released and deposited in your Upwork account.

[#10]

Yes! 
You can work on Upwork without adding a bank account and you can submit proposals too 

[#11]

But how when I summit proposal and work where the client send my money if I not add bank account plz answer

[#12]

Hi Mushtaq,

Once you receive a payment on a contract, the funds will be in your Upwork balance that you can withdraw later. Note that as per our Terms of Service, we cannot hold your funds for longer than 180 days. You can check this article to learn more on how you're getting paid on Fixed-Price contracts and this one for Hourly ones.

Thank you.

[#13]

180 days is not enough to convince PayPal to let you open a 'real' PayPal account when no 'real' bank wants your business because they too don't accept passports to open an account. 

[#14]

Can I use my son's bank account to receive my  payment?

[#15]

Hi Rina,

The payment method you add on your Upwork account must belong to you and match the registered name on your account. That said, you cannot add your friend's or family member's bank account to receive your earnings. 

- Pradeep