Izza, I can confirm that you can not use anyone else bank "Absolutely NOT " to withdraw your money. Your account must be in your own, legal name, and match the name in your tax info, and you can only use a withdrawal method that is in your own name and is your account. Otherwise, you can get your account suspended due to Upwork TOS violation
Thanks for the help Maryam. Is there any time limit on how long money can be kept here on Upwork so I can get an account with my name. I need to open Payoneer and it will take some time.
Yes, there is a time limit. Your money can't stay on Upwork account for longer than 180 days.
For Payoneer, I think this is more than enough they take 10-20 days for the whole process.